Most people spend a lot more time shopping for their car than they do for their car loan. They drive from dealership to dealership test driving various makes and models. Shopping the hard way. And yet once they find the car they want, most people just take whatever financing the dealer offers.
Wouldn't it make more sense to do some really easy shopping ahead of time for your car loan and get pre-qualified and know ahead of time how much you can afford to spend on a car? And know that you are getting the best rate you can get? And know that the car dealer isn't scamming you on the financing?
We would like to provide you with plenty of information to look at and let you shop for a loan from the comfort of your own home without any pressure from a salesman. Then, armed with a great loan offer, you can be in control when you are negotiating with a dealer.
And here's one more idea to consider. If you happen to be a
home owner with some equity in your house, it might make a lot
more sense to get a home equity loan (at a much lower rate and
with the possibility of a tax incentive) instead of a Car Loan.